Budget Minder

Keeping your Budget in Mind

Most budgeting apps show you where your money went. Budget Minder also proves
your records match the bank — and shows you where your balance is headed next.

Plan it

Give every dollar a job with monthly category budgets. Leftover grocery money
can roll into next month, and when dining out runs hot in week two, Move
Money shifts funds between envelopes without rewriting your original plan.
Paychecks and bills post themselves on real-world schedules — weekly, monthly,
even "the 15th and last day of the month."

Prove it

Budget Minder is the rare budgeting app with true bank statement
reconciliation. Enter your statement's ending balance, check off cleared
transactions in a QuickBooks-style worksheet, and let auto-reconcile find the
exact combination that matches your statement. You can even import the
statement PDF — it's read privately on your device — to check off matches
automatically and flag anything missing.

See what's ahead

The Cash Flow forecast projects each account's balance months into the
future using today's balance and your upcoming scheduled activity — and warns
you about the low point before it arrives. Income & Spending shows what
came in, what went out, and how you did against budget. Net Worth totals
what you own against what you owe, as of any date. Every report exports as a
polished PDF.

Your data stays yours

No bank passwords. No aggregator in the middle. Your records live on your
devices and sync through your own iCloud, ready on iPhone and Mac.

Simple pricing

Free includes two accounts and the full budgeting, reconciliation, and
scheduling toolkit. Budget Minder Pro — a one-time purchase, shareable
with your family — unlocks unlimited accounts, CSV import, and reports.